The latest private student loan interest rates from the Credible marketplace, updated weekly.
During the week of Aug. 26, 2024, average private student loan rates decreased for borrowers with credit scores of 720 or higher who used the Credible marketplace to take out 5-year variable-rate loans and 10-year fixed-rate loans. Through Credible, you can compare private student loan rates from multiple lenders. For 10-year fixed private student loans, interest rates fell by 0.30 percentage points, while 5-year variable student loan interest plummeted by 1.54 percentage points.
Private student loan interest rates can be fixed or variable and depend on your credit, repayment term and other factors. As a general rule, the better your credit score, the lower your interest rate is likely to be. You can compare rates from multiple student loan lenders using Credible. An interest rate is a percentage of the loan periodically tacked onto your balance — essentially the cost of borrowing money. Interest is one way lenders can make money from loans.
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