Platinum Card from American Express review: The travel card with luxury perks

Looking for a travel credit card with luxury perks? We crunched the numbers and analyzed over 200 credit cards. Here are our top picks.

to get these redemption rates. There are no blackout dates when travel is booked on this site. Plus points don't expire while your account is open.

Based on the annual spending budget from Esri, the average American can earn an estimated $812 in the first year of card membership, thanks to the welcome bonus, and $1,262 over five years with The Platinum® Card from American Express, net the annual fee. This assumes that cardholders are redeeming points for a typical maximum value of 1 cent per point. Extreme optimizers might be able to achieve more value, and you may earn a higher or lower return depending on your spending habits.

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