Do you know if your company 401(k) has immediate, cliff, or graded vesting? Presented by BrighthouseFin
Your company's 401 is an expert-recommended tool for saving for retirement. Salary deferrals into your 401 — up to $19,000 in 2019, or $25,000 if you're over 50 — are yours to invest and to take if you leave the company. Employers also make contributions to a 401, often through matching contributions. Matches can help boost retirement savings, but many companies require employees to stay at the company for a period of time before they can take ownership of the money.
Your company's 401 is an expert-recommended tool for saving for retirement. Salary deferrals into your 401 — up to $19,000 in 2019, or $25,000 if you're over 50 — are yours to invest and to take if you leave the company. Employers also make contributions to a 401, often through matching contributions. Matches can help boost retirement savings, but many companies require employees to stay at the company for a period of time before they can take ownership of the money.
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