I ran away from all of my debt, thinking that nobody would find me.
Soon enough, the bills kept coming in and I had minimum payments on all my credit cards which I couldn't afford because I had so many of them. Altogether, I had three overdrafts and six credit cards, which totaled over $1,000 in minimum payments. Nobody had taught me how to manage debt.
I was just pretending to be a student, living a high life, and not really doing much other than partying. Disappointed is an understatement to describe her reaction. She was very angry with me for getting me into a terrible situation. A part of me thought that she would bail me out and help cover my debt. But instead, she told me to go to citizens' services and crisis management.
At first, I felt awful. Although I was making $2,202 monthly working in recruitment, I lived on $18 a week for food and necessities, which was very hard. I lived in a studio apartment for $502 a month, which was a room that had a sofa bed, a kitchen, and a bathroom. The bath was so small that it felt like I was sitting in a bucket.
Towards the beginning of 2011, I was able to move into a new apartment, but something life-changing happened to me during that time. A few months after moving in, the flat above mine caught on fire. I lost everything that I owned due to water damage.
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