Market performance tends to dominate the conversation about risks to a retirement plan. But spending shocks can also curb a retirement portfolio’s longevity.
Market performance tends to dominate the conversation about risks to a retirement plan. But spending shocks can also curb a retirement portfolio’s longevity. In Morningstar’s research, we examined the implications of two major types of spending shocks: unanticipated early retirement and uninsured long-term care expenses at the end of life.
The former may necessitate spending Ethan Stowell has announced the opening of two new Seattle-area restaurants following his departure from Ethan Stowell Restaurants last year.NEW YORK — Across the U.S., the number of tailors, dressmakers and custom sewing specialists is declining, even as demand for their work is growing. Industry experts say younger shoppers are turning to these professionals to tailor ready-made clothing, refresh thrifted pieces and get more longevity out of their wardrobes. Kil Bae, a longtime DALLAS — Women suffering through the hot flashes, night sweats, mood changes and sleep problems that can come with menopause — all while looking in the mirror and noticing signs of aging — are being bombarded with products. More open conversations about menopause and the period leading up to it — called perimenopause — NEW YORK — Hunched over a sewing machine, Kil Bae is hemming a dress inside his Manhattan tailor shop when a new customer stops by with a vintage Tommy Hilfiger jacket he wants taken in. The modeling agent paid $20 at a thrift store for his reversible bomber style that’s plaid on one side Redmond HVAC contractor earns triple recognition in 60 days, reflecting a shift in how homeowners vet contractors Three independent organizations that evaluate home service contractors each reached the same conclusion: Home Comfort Alliance is among the most reliable in its market.WSECU Community Champion: Chrystal Ortega’s mission to feed Spokane Chrystal Ortega's tireless dedication recently earned her the WSECU Community Champions Award and a $1,000 grant to further the mission.When Shawn Tibbitts opened Tibbitts FernHill, he was just trying to survive. The small Tacoma restaurant has since earned culinary awards and praise.Wilcox Family Farms is continuing its cherished holiday tradition of giving back by donating nearly one million eggs to food banks across the South Sound region this season.Matthew Ballantyne has transformed that early awareness into action, embodying the organization's mission:"No Kid Sleeps On The Floor In Our Town."
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