Spending even small amounts on vices can eat up your savings and put you in debt. investinyou (In partnership with acorns.)
According to the survey, the purchases consumers would be most willing to give up are takeout or food delivery, with 52% claiming they could leave it at the door. Yet when asked what they spent more than $200 a month on, takeout and food delivery came in first by a wide margin, with 28% of respondents. It was followed by vice spending, including alcohol , tobacco , live entertainment and sporting events and gambling .
If you have trouble paying off your credit card as is, you can see why underestimating by more than $150 can leave you short at the end of the month. And if you're not paying off your credit card each month, then you're accruingLike Nissen's clients, Americans aren't splurging on big items. According to the Invest In You Spending
Sometimes, though, we think we're spending only a little on something. Instead, that little purchase, either through the number of purchases or the recurring nature of the payment, adds up, causing a drain on the finances.
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