Here are the 2019 vehicles you can still buy with 0% financing:
Share to linkedinWith a full-blown affordability crisis threatening to shrink new-vehicle sales in the months ahead, shoppers are facing the highest financing rates in years. The average annual percentage rate for a new car, truck, or SUV reached 6.26% in February, according to Edmunds.com. That’s compared to 5.19% last year and 4.56% five years ago.
But to paraphrase Mark Twain, perhaps the news of zero-percent financing’s demise is being exaggerated. We searched automakers’ websites and uncovered no fewer than 65 cars, trucks, and sport-utility vehicles from the 2019 model year being offered with zero percent financing at three-to-five-year terms. We’re listing each of them below. We also discovered a large number of 2019 models being offered with 0.9%-2.9% financing, which can still be big money savers.
There is, however, a catch. The lowest advertised new-vehicle financing rates are restricted to what car ads call “well-qualified buyers,” which means those having prime credit scores. If you have late payments or other blemishes on your record, you’ll likely be asked to pay a higher rate, and you may have to do business to with another lender who will take on the added risk if your credit score is especially low.
Nissan Frontier: For 36 months with no down payment and no payments for three months, or up to $1,000 cash back.Nissan Murano: For 36 months with no down payment and no payments for three months, plus up to $1,750 cash or up to $2,500 cash back.
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