Buy all the coffee and avocado toast you want — but skimp on your house and car, says dailydirtnap
I’m bouncing off Kashana Cauley’s mini-rant in GQ about Suze Orman and the personal-finance “industry” in general.“This past weekend, CNBC reminded us of Orman’s distaste for coffee: ‘If you waste money on coffee, it’s like peeing one million down the drain.’ Man, personal-finance experts do love shaming people for buying coffee. And avocado toast.
A better goal is to be free from financial stress. That will involve some austerity, for sure, but you don’t need to give up coffee. The research shows that for most people, happiness tapers off once people start making “enough” money. I have known some unhappy rich people. I have known some deliriously happy poor people.... debt And this is where the personal-finance experts like me come into play. When people get themselves in trouble, it is always with debt.
People have a tough time giving up small luxuries, but can easily give up big luxuries. Not really sure why that is, but it’s human nature.
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