I make $114,000 a year, but I still have financial anxiety.
where we are tackling the ever-present taboo that is money. We're asking real people how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar.$571,220 , company stock account: $55,858, investment account: $108,730, Roth IRA: $71,972, traditional 401: $97,660). My husband and I have a shared credit card for shared expenses, but we do not share joint savings or investment accounts.
My parents are both self-made and highly aware of finances and money. They were always educating me on how to invest and save, but also encouraged me to enjoy the money I earned and use it for things that made me happy. My parents learned very smart financial strategies on their own and I am very grateful for all they passed down to me. They started investing for me before I was born, which has helped me worry less about falling behind on savings.
9 a.m. — I use my prepaid commuter rail pass to get to work. This is a new expense as we have just begun returning to the office. It takes a $250 chunk out of my paycheck that I will need to learn to adjust to — probably clothes shopping less or minimizing dinners with friends. So far, it has been a tough adjustment figuring out the new way of life and this new expense that I am definitely feeling, but it is nice to see my coworkers a few days a week.
9:30 a.m. — I use my monthly pass for the commuter rail to work. I drink more tea from home out of my to-go cup and listen to my favorite podcast,12:45 p.m. — Lunch! I get a seltzer and a bag of chips from the vending machine at work. To ease returning to the office, they have made all snacks free, which I am happy about and definitely take advantage of! I have more of my meal-prepped soup that I made on Sunday.6 p.m. — I go to Pilates again, using my monthly pre-paid pass.
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