If you're trying to have your credit card debt forgiven, make sure to avoid these big (but common) missteps.
Racking up expensive credit card debt is a dangerous route to take in nearly any economic environment, but it's only become more risky in recent years. Not only are credit card interest rates sitting at historic highs of over 23% right now, but the cost of daily living expenses is continuing to climb as inflation ticks back up.
Skipping out on expert guidanceWhile it's technically possible to try and settle your debts on your own, trying to handle debt forgiveness independently often leads to suboptimal outcomes. Many cardholders underestimate the complexity of the debt forgiveness process and the expertise required for successful negotiations.Professional debt relief companies often have established relationships with major creditors and understand their settlement policies and tendencies.
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