25 November 2021 - 07:19Travelling abroad is safer and easier with an international debit card. Picture: SUPPLIED/STANDARD BANK
An Optimum Account includes full day-to-day banking services and seamless digital banking — plus you can choose the main currency: it could be US dollar, pound sterling or Australian dollar. Instead, clients can opt to buy those euros ahead of time at a set exchange rate and spend in euros with their debit card, for example. It then becomes easier to convert to the original cost of your purchase, because you know what you paid for that euro instead of worrying about how much that glass of wine or sparkling water is going to cost you. Let’s say you are planning a trip to New York in 2022.
He adds that it makes sense for those who plan to emigrate to start externalising funds in the currency of their new country. “So, if I'm going to move to Italy in the next six months to a year, I’ll start purchasing those euros now because I’ll have to spend in euros when making a deposit on an apartment or a house, or to purchase a car in advance. Whatever the case might be, you do not want to use your rands to cover those expenses.
“If your card is stolen, you can alert us immediately and we will go out of our way to have a replacement card delivered to wherever you are in the world,” Olwagen says, adding that a good way of lowering the risk yourself is to have multiple cards stored in different places.As the world becomes smaller thanks to increased connectivity, South Africans can access a range of services from abroad such as Amazon Prime or subscriptions to international publications such as The New York Times.
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