This has had a direct impact on some businesses’ ability to apply for funding, highlighting the importance of acting in time to protect credit records.
It is of paramount importance that business owners understand that their financial conduct has a long-term implication on their ability to raise funding. For example, a judgment takes time – there is a long process to follow preceding it.An SME may settle payments after a judgment has been made and then follow that by applying for funding.
On the other hand, those who were looser in controlling their expenditure have either been casualties of the pandemic, or – in many instances – have found that they do not qualify for funding. Many credible funders, from banks to alternative lenders such as Retail Capital, have a wealth of experience and knowledge, and business owners would do well to ask for help.
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