. This feature helps you budget smartly, and track and control your spending by setting spending limits alerts to ensure you don’t go overboard.
Customers can also track upcoming debit orders with this smart tool to assist them to stay on track with timing of expenses throughout the month.Be aware of all your debit orders. As part of this, FNB customers can view all debit orders on their FNB transactional account via the FNB App. This puts customers in charge of debit orders on their FNB bank accounts and helps them stay on top of their financial obligations.some service providers process debit orders early as businesses pay salaries earlier than usual. As a result, it is important to ensure that you have enough funds for any early debit orders.
If you are not paid early, inform the service provider to align your debit order to your December payday. Aligning your debit orders as soon as your income is deposited saves you the cost of negative fees such as unpaid/honouring fees and interest. A facility linked to your transactional bank account such as an overdraft or fusion facility, or credit card, can be useful in instances where you need to cover some emergency or unexpected purchases for the month.
“It’s important for consumers to remember that money management is a 24/7 responsibility, irrespective of which season it may be. The prudent management of your money and financial responsibilities during the festive season can give you a head-start to 2022,” says Singh.
Imo, we need to let go of festive *fun.. this year at least
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