"The motivation is not the problem of those participants; they want to save," said Stephan Meier, James P. Gorman professor of business strategy at Columbia Business School. "What is hard is to actually implement it."
The savings support group helped to make those changes a reality by keeping the goals at top of mind for those participants.If you want to get a group together to help further meet your goals, just make sure it comprises people who are in similar circumstances, Meier said. If you include your rich uncle in your group focused on saving more, it may be more discouraging than beneficial, he said.
That could include a text sent directly to participants to remind them of their savings goals. It could also include text updates to friends or family to let them know if you were or were not meeting your goals. "It turns out just getting a text message yourself is already effective," Meier said. "It's about the feedback, the top of mind, making sure that you think about it, that does the trick in letting people stick to those plans."
why not give advice to CEOs on how they can f&*^£ing PAY MORE?!?
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