Which airline should you select for your Amex airline fee credit? - Business Insider

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If you have a higher-end Amex card, you get an annual airline fee credit benefit

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. That isn't the case on Southwest, where drinks cost the same no matter which card I use.

And on the subject of Southwest, it's actually really hard to pay ancillary fees on this airline. The airline doesn't sell food, and I can carry on one bag, plus check two additional bags for free. If you picked Southwest as your designated airline with Amex and get stuck buying drinks to use your fee credit, just know that a $200 fee credit equates to 28 drinks — and you'll still have money left over!to pay ancillary fees, for which you can receive a credit.

For me — surprisingly — that's Spirit. I've been avoiding the airline on principle because I hate paying ancillary fees, even if the "total package" cost ends up being less than other airlines. However, being able to apply my Amex fee airline credit toward Spirit flights changes the game for me. These add up to more than the actual fare in most cases, so I'll effectively be getting a big discount on flights I'd take on other airlines anyway.

There, you'll see "Airline Fee Credit" along with how much of your allotted amount is still available for the remainder of the year. Click "Learn More," and you'll be presented with the option to change your selected airline.You can come out ahead with the Amex ancillary fee credit if you have a solid plan going into the new year. The credit has definitely gotten harder to use, but it's still possible to get good value out of it.

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