The No. 1 thing people with fat savings accounts scrimp on that you likely don’t

Earlier this week, a Reddit post — from a 48-year-old woman claiming to be a millionaire despite having only low-paying jobs until about age 30 — went viral, and in it she details some extreme frugality. She says she saves tea bags so she can make multiple cups from one bag, only eats out a couple of times a year, dilutes her dish soap with half water so it lasts longer and almost exclusively wears dark clothes as light colors stain too easily.

What’s more, research released Monday by The Principal found that more than four in 10 people who fully funded or were very close to fully funding their 401 accounts said that one of the sacrifices they made to save so much was that they lived in a modest home. This -- along with owning older cars -- was one of the two top answers.

Meanwhile, making choices frequently can lead to something called decision fatigue, which research shows can impact our ability to make the “right” choices as the day goes on.

And cars

Or much less.

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