got her rheumatoid arthritis diagnosis when she was only 18 years old. Because she was still on her parents’ health insurance plan, she was able to get the help she needed without worrying too much about finances. But once she hit 25, she was on her own. “I was doing temp work and didn’t get health insurance through an employer,” she says. “And because of my preexisting condition, I could only find a coinsurance plan.
“And after I turned 25, my [new] insurance didn’t even cover things like physical therapy, which I need.” It wasn’t until the Affordable Care Act passed in 2010 that Angela’s finances started improving.and, in 2016, qualified for Medicaid when it was expanded. “I’ve been able to get my credit card debt down to $10,000, and I’ve worked hard to get my credit score back to a good place,” she says. “But this medical debt has made a huge impact on me.
Leslie has also had to shell out a lot of money for pricey procedures, like paying $3,000 for surgery on her right foot to help reduce pain associated with rheumatoid arthritis. “After a certain period of time, I stopped keeping track of how much I’ve spent because it’s so depressing,” she says.
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