The Best Online Savings Accounts 2020

Alliant Credit Union offers a better-than-average APY on its savings account, a solid digital experience and broad membership eligibility. It takes an initial $5 deposit to open and maintain an account, but Alliant pays for that up-front cost.

Alliant lets members open up to 19 supplemental savings accounts to save for separate goals. You can manage your account 24/7 via online banking and Alliant’s app.Anyone can join Alliant Credit Union by becoming a member of Foster Care to Success . After opening an Alliant savings account, the credit union automatically deposits $5 into your account, which offsets the $5 minimum deposit. Interest at Alliant Credit Union is compounded monthly and credited monthly.

But there are other important criteria to keep on your comparison checklist. One account may suit your personal preferences better than another, even if it offers a slightly lower APY. In addition to APY, here are some other features to pay attention to when shopping for the best online savings account for you:Monthly fees and excess transaction fees can eat into your earnings.

, which restricts the number of transactions a saver can make per cycle from their savings account, each institution has its own policies. Check withdrawal options and the excess transaction fee of each institution before you open an account.

is this a joke?

Idk how Salem5 got on there. We have so many issues with the bank. Once the online banking was down for a WEEK during the Covid shutdown and we did not have access to our money.

A journalist with integrity. True journalism is in danger of extinction unless you stand up!

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