So you fell for a cyber scam — here's what to do next

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Here's how to respond to five of the most common scams that might strike you or a loved one over the holidays depending on what the crooks got: Your Social Security Number, your bank account or credit card, access to your hardware or files, your pride or, worst of all, your hard-earned money.

There are few things in this life that I will claim to know for certain, but this is one: Nobody has secretly recorded you watching pornography over your webcam. I mean it. They haven't. And they're not contacting your spouse about it.If you get an email asserting that somebody has done this -- even if it has your email address and password in the subject line -- it's a scam. Criminals get your passwords and other private information from darkweb fire sales of personal information.

Usually, the bank account is offshore. Because the transaction involves email fraud, your bank won't reimburse you. It's a more involved type of cybercrime and for a good reason -- because criminals get money wired directly to their accounts, and often very large sums.If you have fallen victim to this type of crime, drop everything you're doing and contact your bank's wire department to attempt to halt the wire. If you are successful, this can save you enormous headaches later.

Stop thinking this way. Phishing emails that seek to convince you to give up account numbers, scam calls that are meant to trick you into providing your social security number -- they are better than ever, and criminals are refining their tricks all the time.

 

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the next cyber scam is called hillary clinton...DON'T fall for that, NOTHING is worse

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