next year. How many people are going to be saying that everyone loves their private insurance when that happens?, the fact that we force most people to get insurance through their employers not only has no rational basis , but it also makes things incredibly complicated during an economic downturn.Right now we’re scrambling to figure out what to do about the millions or perhaps tens of millions of people who are losing their jobs and so may lose health care.
It was always a myth that if you like your employer-sponsored coverage, you can keep it — your boss can change it at any time and often does, even if you keep your job. But if some of the predictions going around are right and as many as a quarter to a third of Americans lose their jobs in this recession, the idea of keeping insurance tied to employment may seem even more absurd than it already was.
And if Joe Biden should become president, it will increase the pressure on him to forge ahead with the reform he advocated during the campaign, a plan centered on the creation of a public option that could quickly enroll millions of Americans in coverage that would be stable and secure even through another pandemic.The Opinions section is looking for stories of how the coronavirus has affected people of all walks of life. Write to us.
A year from now, that may look more appealing than ever. It won’t be easy to find silver linings for a pair of crises that we know will cause so much suffering. But if we get real health-care reform as a result, we could wind up with a more secure future.
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