My husband is my caregiver, and life insurance provides peace of mind - Business Insider

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Since I rely on him so heavily, we worried about what would happen to me if he were to become terminally ill, or have an accident. If he died, I could lose my house and be unable to afford the care I need.life insurance planAre you a caregiver? You may want to consider life insurance. Get a quote from Policygenius today »

We spent the first few years working out our immediate needs, like medical coverage, financial stability, and time management. Even with many details of our new life worked out, though, we still experienced a great deal of stress. What would happen if my husband became terminally ill, or had an accident? We both worried about what a future without him would look like for me. This possibility plagued us, but we didn't initially set aside the time to address it. Being a caregiver is a difficult job, physically, emotionally, and financially, and it's a role most Americans will play at some point in their lives.

Also, get TERM insurance. You can get more coverage for less. Agents are paid on commission and push whole life as a savings tool. Don’t fall for it, get term and invest in a mutual fund. You get a better return and have more life insurance coverage for your loved ones.

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