My girlfriend cosigned my mortgage. I paid the mortgage for 4 years, plus a $125,000 down payment. She paid the utilities. Now she wants half

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‘I think I snookered myself. Please help.’

Four years ago, I was downsizing and building a home while I still had a hefty mortgage on my first home. I couldn’t secure the loan on my own until the other house was sold.

Is she entitled to half the value? Can I refinance without her knowing? I think I snookered myself. Please help.You can email The Moneyist with any financial and ethical questions related to coronavirus at qfottrell@marketwatch.com, and follow Quentin Fottrell on Twitter.There are a few scenarios here.

“Most mortgage companies will not grant a mortgage to only one spouse if the deed is already in both names,” the firm adds. “The mortgage company will not want to deal with problems in getting their money back if your spouse defaults on the loan. The lender will most likely want all the owners to sign the mortgage or they will not give the loan to any of the owners.”

 

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Quantanamo Girlfriend? Tell her to get lost.

Quantanamo ToTheMoonBiotches

Quantanamo PRAY! Sit down and Talk about the SITUATION! Get a Lawyer!

Quantanamo You Did You Did! 🤣🤣🤣🤣 PayUp

Quantanamo Fool. You deserve this

Quantanamo Is her name on the deed?

Quantanamo Title?!

Quantanamo Give her and let go and Move ON with your Life! Wish her weLL and be GRATEFUL of The time you Spent TOGETHER!

Quantanamo Love has nothing to do with business; marriage does.

Quantanamo Fxxx...

Quantanamo Sounds fair to me.

Quantanamo Dems the breaks

Quantanamo She will get it !

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Quantanamo Should have been thinking with the head on his shoulders and not the other one.

Quantanamo Uh, first of all, you're a man so you have already been oppressing her, of course she should get half, in fact, you should be giving her all of it so she can make her way in this patriarchal society.

Quantanamo You don't buy a house w a roommate. You weren't married. Half is hers coz you cosigned it, sorry.

Quantanamo good

Quantanamo Where are you guys finding houses this cheap?

Quantanamo thanks

Why do women think they are owed money after a failed relationship? If they worked as hard as men do, they wouldn't be asking for handouts

States need to issue domestic relationships license Or deeds. Male female relationships are worsened that’s why in fears people start going wrong directions and society losing natural values.

Never co-sign for anything with a roommate. You didn’t have a girlfriend, you had a roommate that took your money.

Expensive “ Love nest”, was it worthy?

You paid $125.000 down payment that’s why she wants your half, because she is not your half. Realistically she is angry mob who what’s your down payment spent on her in shape of gifts, dinners, vacations.. hahaha

If she cosigned that does not require ownership of the property, therefore she would have no stake in that property. Case closed.

Well Should’ve rented

Is she on title? If not, say 'no.' Easy, huh?

If you’re not married, you’re business partners. Get a partnership agreement or operating agreement on the front end.

nice

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