Given today’s 2.8% rate, about 18.5 million homeowners could reduce their interest rate by at least 0.75%, according to data from analytics firm Black Knight. The average homeowner would save about $304 per month.
The dip is likely due to ever-dwindling supply, which now sits at its lowest level ever. The U.S. currently has just a 3.3-month supply of available homes .
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