Insurers are supposed to pay for COVID-19 tests starting Jan. 15. So why are so many confused?

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You are entitled to get at-home COVID tests without cost-sharing if you are covered by these insurance programs.

Jan. 15 marks the first day that private health insurance companies will be required to reimburse policyholders for at-home COVID-19 tests they purchase, according to guidance the Biden administration published on Monday.

The guidance requires private insurers to cover eight rapid COVID-19 tests a month by either setting up a network of retailers so that policyholders don’t have to pay anything upfront for tests, or enabling consumers to submit receipts for reimbursement. When MarketWatch reached out to several of the largest private health insurance companies — including Kaiser Permanente, Aetna CVS, +0.84%, UnitedHealth Group UNH, +0.27%, Anthem ANTM, +1.19% and Cigna CI, +0.67% — they couldn’t provide any details on how consumers could start getting reimbursed for tests beginning Jan. 15.

“We are reviewing the Biden Administration’s recent guidance on reimbursement for at-home COVID-19 tests,” said Marc Brown, a spokesperson for KaiserPermanente. “We’re working to make these tests available at no cost to our members through multiple outlets.

 

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