I'm 28, I Have A Joint Income Of $712,000 & My Net Worth Is Over $2 Million

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'I'm sorry to admit that when I was young I was also ashamed of having the free and reduced lunch tickets (which were a different color than the full-priced ones) and of having an old, rusty family car.'

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Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?

I'd say that turning 16 and inheriting money was when I started to feel financially independent. It was a horrible situation of long, drawn-out cancer so it was more like a tragic booby prize than winning the lottery. If things go really badly, we could move in with my parents, but they don't have the financial means to help much beyond that. It's the same situation with my partner's parents — he doesn't come from a wealthy family either.

2 p.m. — The official offer letter for O.'s potential new job arrives and it's a significant step down from his current total compensation package. O. says it's not about the money, it's about the job and career growth opportunity, but I know him well enough to suspect this won't be acceptable.3 p.m. — I have my weekly one-on-one with my manager.

2 p.m. — As part of my 2021 goals, I want to volunteer more, so I have a new-to-the-industry mentee. She and I have a video chat to discuss where she's at and where she wants to be and how to get there. With everyone working remote, I stress the importance of having cameras on during small meetings so that even though she might not have a lot to say yet, she can start off being seen by her new team.

1 p.m. — O. gets an updated offer letter, and although it's better, it's still $100,000 less than the lowest he wants to go. He talks to the hiring manager and says that it's too painful a drop in income combined with the higher cost of living and state income taxes. The hiring manager comes back and says they will see what they can do.5 p.m. — I walk around the corner for a haircut.

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