How to use cash back portals to make money while you shop

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Rebates average 7 percent, but many online retailers boost cash back savings for holiday shoppers. - NBCNewsBETTER

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, and make that purchase using the portal. You can join for free and in most cases, you’ll get a sign-up bonus, typically $5-$10, for doing that.

A cashback portal gets paid a commission from an affiliated retailer every time a member clicks through an offer on its site and makes a purchase. The portal splits its commission — paid on the final price, excluding shipping, taxes, gift-wrapping or any other fees — with the member. The average cash back rebate on Rakuten is between 4 and 6 percent, Gall told NBC News BETTER. She expects to see some retailers offer 15-20 percent cash back this week, as they try to drive traffic to their websites heading into Black Friday and Cyber Monday.

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