The need for a PIN to unfreeze your credit depends on the specific credit bureau.
Experian is the only credit bureaus that requires a PIN to thaw a credit freeze regardless if you do it online, over the phone or by mail.if you’ve lost your PIN.With an online myEquifax account, you can freeze and unfreeze your credit without a PIN. If a PIN wasn’t established when you initially placed a freeze on your credit, Equifax won’t require a PIN to unlock your freeze.
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