How to Make a Grocery Budget That’ll Actually Work for You

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Financial hype woman heyberna taught us how to make a grocery budget—and actually stick to it.

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Does anyone else find themselves making multiple trips to the fridge, hoping that the next time you open the door, all the free groceries will just… appear? spending anywhere between $300-500 per month—and those are the pre-pandemic figures.

Below, I’ll walk through what a grocery budget looks like, how to stick to it, and a few ways to re-rack your grocery budget entirely.To figure out where you’re going, you’ve got to know where you’ve been. Before you do anything else,and find a ballpark average of what you typically spend on groceries each month, taking special note of how your spending has changed if your city has gone on lockdown.

While you’re at it, try to measure out how much space your grocery spending takes in relation to other spending. What percentage of your overall spending in a month is spent on groceries? Is it more or less than what you spend on entertainment? Do you tend to spend money on takeout according to your mood, and could that money have been used to pad your grocery list?

You can stick to this budget, or you can challenge yourself to go 10-20% below your average monthly spend and see where it gets you. You can always experiment and re-adjust next month.

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