How a family of 4 lives paycheck to paycheck on $83,000 a year in Hilo, Hawaii

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How a family of 4 lives paycheck to paycheck on $83,000 a year in Hilo, Hawaii. (via CNBCMakeIt)

Shayla Marie Ma-e, 28, has spent her whole life in Hilo, Hawaii.

Like many families, 2020 was an especially tough year. Ma-e lost her job and couldn't find new work because of child-care needs, so the family relied solely on the $50,000 yearly income Piianaia-Ishii, 33, earns as a concrete foreman. Ma-e says the family has always lived paycheck to paycheck and gets by charging essential expenses on a credit card some months, getting help from family from time to time, and with government assistance programs.

During months that Piianaia-Ishii's income alone couldn't cover everything, Ma-e charged some essential expenses to one of her three credit cards. She accrued roughly $2,300 in credit card debt as of January 2021, which they are currently paying off. Because of this, Ma-e keeps all financial accounts for the household under her name. It's also why the couple are engaged but not yet married.

 

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MakeIt $29000 in child support unpaid but can manage all those entertainment subscriptions services.

MakeIt I see a lot of fat that needs trimming, $300 for phones? Subscriptions?

MakeIt Is that $83K per year pretax or post ta🙄

MakeIt That’s paycheck-to-paycheck in Orlando! I can’t imagine trying to live on that in HI.

MakeIt Answer: because Hawaii is expensive AF

MakeIt Family of two living off of 150,000 a year in florida...still trying to pay off the house

MakeIt 700 a month in child support. This is a dumb article.

MakeIt They pay 300 for phones and 630 in car payments and the guy is a dead beat dad. What a couple of losers.

MakeIt There are those who live on much less.

MakeIt Oh look! Another US state over taxes to death by Left wing Greed!.. how rare!. LMFAO!!

MakeIt Time to move then.

MakeIt Incredible how people nickel/dime themselves to death with subscriptions, expensive phones, eating out, and yes, car payments. That rent is pretty reasonable.

MakeIt To some that's heaven compare to what they get!

MakeIt And Canada’s bad

MakeIt Hawaii is a very expensive place to live!

MakeIt This is why we need to push for socialism so everyone can live in harmony without any of the negatives. WearAMask

MakeIt Probably because a gallon of milk is $5.25 and bread is around $4

MakeIt Hilo is much less glamorous but more stunning than it’s wealthier counterparts.

MakeIt The whole family and all of their friends should get together and decided where to move to. We moved for that same reason. Our money could go further in a new place. We didn’t want to move, loved where we lived. But sometimes tough choices have to be made.

MakeIt People here live on 18k 🤷🏻‍♂️

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MakeIt

MakeIt I am looking for new, good friends

MakeIt Man based on these replies I would never let people in on my personal life. One person judging the woman by saying “9 years of dating keep dreaming honey”. Wtf?

MakeIt Two worlds apart,,,,here in Kenya we are a family of 4 and live on a $7,000 a year, it's weird how different economies are. With that $83,000 here you are extremely rich

MakeIt 세계평화 질서유지 유대인 격리조치 해야합니다. 널리 인간세계(人間世界)를 이롭게 한다.

MakeIt How about fewer kids?

MakeIt Paycheck to paycheck and you're making 83k a year?!

MakeIt She has been dating him for 9 years and had kids with him 3 years ago. Yet they are still 'engaged.' Keep hoping honey.

MakeIt Maybe if they wouldn’t live in paradise.

MakeIt It's boring to sit at home alone, looking for someone to spend time with

MakeIt $83k/year literally isn’t shit anymore.

MakeIt This is the problem right here Piianaia-Ishii also has two children from a previous relationship and owes roughly $29,000 in child support back payments, accrued during a three-year period he was out of work and unable to afford payments.

MakeIt Is this supposed to be a joke? 83k + 17k child subsidy and they still complain because they can only put aside 1500 every month? Bro, you don’t even get the meaning of living paycheck to paycheck.

MakeIt they can always move off the island to a more affordable place and not have to live paycheck to paycheck

MakeIt he has proven that he's genuine, and i can trust him with my last dime that's what i want for you all as well invest with kellybrian__ 🙏🏻🙏🏻,

MakeIt Cry me a river. $1250/month rent for a 3 BR home is half what someone pays in my neighborhood. The real financial burden is his child support payments. I think the natural beauty and fantastic weather in HI evens things out. HI is more of a place to retire if you have assets.

MakeIt Fire your content creator. I mean content re-poster. With all the stuff that’s going on in the world how many times do we need to read about this random Hawaiian family?

MakeIt not as breezy as it seems? lol. ya. like anyone thought that sounded like living was easy.

MakeIt thanks for this news

MakeIt Subheader: Why would should destroy capitalism

MakeIt Theres an ATV In the background. If they can afford that, and the tires and the newer looking minivan and 2 kids in a lush tropical environment, then doesnt seem poor me article worthy

MakeIt That’s living beyond your means....no pity

MakeIt Spoiler alert, they spend $83k...

MakeIt Time to break out the Mac-N-cheese and ramen .... damn dude! Cut your costs! This ain’t rocket science

MakeIt Why, no Walmart

MakeIt Two sons from a previous relationship + well known high cost of living in Hawaii = they can’t pretend to pop Champagne bottles. Reality check. Nothing more.

MakeIt If they’re living paycheck to paycheck, it’s by choice. Give me anyone’s budget and I’ll show you where you can cut back.

MakeIt It’s easy to live paycheck to paycheck when you make $83k vs. the average family of 4 slave wage income of around $38.4K combined.

MakeIt Island living is expensive. Period.

MakeIt What ttttttt?!!!!....is a joke right!!? 🙄🤔🤯😄

MakeIt That 6x what i get am I suppose to feel sorry for them ?

MakeIt Looks like from the background of the pic they’re pack rats that waste money on nonsense junk they don’t need. Life’s too short to bombard us with others problems like how they can’t get ahead making 83k. Grow up, stop living beyond your means and stop complaining.

MakeIt wow

MakeIt Lol should be a family of 1-2 on 83k a year

MakeIt They need to cut back. Maybe make their own coffee. No more Starbucks. Actually, they can move. Move to a Deep South state that’s cheap. Yea. That’s the only option to notlive paycheck to paycheck making 83 grand a year. Lol

MakeIt folding_laundry

MakeIt I’m a family of 1 barely making it on $43,000

MakeIt Very badly managed. Need a new CEO

MakeIt Nigga I barely made the 17 some thousand they said I made working paycheck to the Dave app but I survived

MakeIt They need to cut back on personal care, subscriptions and phone bills for a start!

MakeIt She should get an onlyfans account

MakeIt Depends on how expensive the area where they live in.

MakeIt Step 1) be white

MakeIt $300 monthly for phones? Must be Verizon.

MakeIt Somebody tell boll weevil senator Manchin that.

MakeIt good luck

MakeIt Sounds awful.

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