Here are 5 changes student loan borrowers could see in 2022

— all recently announced that they'd be ending their relationship with the government.

Double-check that your servicer has your current contact information, so that you receive all the notices about the upcoming change, experts say., executive director of the Student Loan Servicing Alliance, a trade group for federal student loan servicers. Come February, if you mistakenly send a payment to your old servicer, he said, the money should be forwarded to your new one.Although federal student loan bills will technically be due again in February, borrowers may have some more time.

Under these plans, a person's payment is capped at a portion of their income and some monthly obligations wind up being as little as $0.

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The government can keep their golden handcuffs

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