2. Find out if you’re getting a new student loan servicer
If you’re one of approximately 16 million student loan borrowers, you may be getting a new student loan servicer next year. Your student loan servicer is the company that collects your student loan payments and acts as customer service for your student loans. Multiple student loan servicers have announced they will no longer service federal student loans.
You can refinance private or federal loans, or both. To qualify, you’ll need at least a 650 credit score, be currently employed or have a signed job offer, have stable monthly income and meet other requirements. Student loan refinancing rates are super low right now and start at 1.74%. Student loan refinance is not for everyone, however.
Make sure you understand all your options for student loan repayment. These 3 things are smart to do right now for your student loans. Here are some popular strategies to pay off student loans faster:
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