Can't afford teeth cleaning? Dentists offering membership plans for the uninsured

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For about $300 to $400 a year, patients receive certain preventive services at no charge and other procedures at a discount.

Nevada dentist David White has seen diseased and rotted teeth in the mouths of patients who routinely put off checkups and avoided minor procedures such as fillings. While dental phobia is a factor, White said, the overriding reason people avoid treatment is cost.that looks much like an insurance policy — except it’s good only at his offices in Reno and Elko.

Kleer, a Wayne, Pennsylvania, company started in 2018, has helped more than 5,000 dentists set up the offerings. Before joining a membership plan, consumers should ask what the dentist charges for procedures so they know not just the discount but their actual out-of-pocket cost. In some cases, the membership plans are a viable option.

Winter Garden Smiles has enrolled more than 370 patients in its plan, which costs $245 a year for children and $285 for adults. The office has dropped out of three small insurance networks since starting its own plan. But for patients without a job-based plan, purchasing an independent dental policy is expensive and, unlike buying health insurance, it’s unclear whether the benefit outweighs the costs. That’s because dental costs are not as financially catastrophic as hospital bills, which can run into tens of thousands of dollars.

 

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Dentistry is a scam

Medical,dental,eye even vet for your pet have priced themselves out of reach for working Ammericans.😠

Insurance of any kind is more cost for same service.

Please check w/ local community colleges -- dental hygiene students need practice. At our local community college, the visit is free.

Or our government could get with the program and get Universal Insurance for our citizens.

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