The government agencies that back these loans should “require or encourage mortgage servicers to offer borrowers new payment reduction options to help them remain in their home,” said a White House press release.options since the pandemic relief began
, especially in today’s current housing conditions of rising rent and exorbitant home prices across the country. FHA borrowers who can’t afford their current monthly mortgage payments may be eligible for the Covid-19 Recovery Modification option. This new loan modification option extends the term of your mortgage loan to 360 months , and reduces the principal and interest portion of the monthly loan payment by up to 25%.VA borrowers that have been financially hobbled by Covid have more options to make their loans affordable under the VA’s new Covid-19 Refund Modification.
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