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How do these rates compare to previous weeks?What is a personal loan? Quite simply, it’s a loan in a fixed amount that you get from an online lender, bank, or credit union that you will typically pay back, usually each month, over anywhere from one to seven years. Loan amounts tend to range from roughly $1,000 up to $100,000.
Be sure that you not only can repay the loan , but that you also factor in fees like the origination fee. Annie Millerbernd, personal loans expert at NerdWallet, says origination fees can range from 1% to 10% of the loan amount based on your credit — or can be a one-time flat rate. Learn more about origination fees on personal loans here.
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