9 ways to manage the stress that the holidays put on you and your finances

Holidays are meant to be full of love, but sometimes they’re full of stress and anxiety. One of the culprits can be the unspoken financial commitment of family dinners, travel and chaotic gift-buying. Sometimes the stress is beyond your control, but there are some things you can champion like planning and budgeting.

“I shop on Etsy ETSY, -1.16% and eBay. For instance, my mom liked one of my purses I bought several years ago, so I searched for the brand on eBay EBAY, -1.45% and found her something similar from the same brand,” Harrington said. Take a break from spending in the new year It’s possible to spend more during the holidays than you do the rest of the year. Gifts aside, you could end up going out to dinner with friends more often or doing holiday activities with family. Spending more during the holidays isn’t a terrible thing if you financially plan for it. Spending big chunks of money can feel stressful, however, especially if you don’t have a surplus of funds.

“I just try to limit the amount of toys I buy, I don’t exchange gifts with my husband or in-laws anymore, and I ask my sister what she wants and try to keep that gift-buying budget in check,” said de la Fuente. “I also try to do some experiences. Maybe instead of a gift, here’s money to go on a trip together or something like that.”Use apps to budget Holidays are a great time to blow the dust off your budgeting apps if they’ve been inactive.

Track spending When you’re spending with multiple credit and debit cards during the holidays, it’s easy to lose track of how much you’re charging. Consider taking a page out of writer Tommy Tindall’s book.

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