6 Tips For Getting An Apartment When Your Credit Score Is Not-So-Hot

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Please, I just need to find a place to live.

Before we dive into the tips, Andy broke down exactly why your credit score is so important to potential landlords.Speaking with Andy really gave me more context on why I’ve been struggling so much to get an apartment. He told me that my credit score is one of the main factors landlords use to measure my trustworthiness as a tenant.

Here are six things you can do to make your apartment hunt go a little bit smoother, even if your credit score is on the lower end:Tap to play or pause GIFAndy says that explaining any blemishes in your credit history can help landlords better understand your financial situation."Be as transparent as you are comfortable being," he says.

If you're a freelancer or self-employed, try to have a mix of client invoices and bank statements from the past six months. Even if your income isn't consistent, you want to show that you can afford the rent for a long period of time.Tap to play or pause GIFA landlord wants to make sure any future tenant will pay their rent on time and in full, so having someone vouch for you as a cosigner makes you seem more trustworthy.

 

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