17 Borderline Genius Money Tips You'll Wish You'd Known Sooner

'Why haven't I tried this already?' —You after reading this post

2/28/2021 5:46:00 PM

'Why haven't I tried this already?' —You after reading this post

'Why haven't I tried this already?' —You after reading this post

Jasmin Suknanan / BuzzFeedRakutenis my personal favorite secret weapon for saving money when I shop! They have hundreds of shops onboarded into their cash back database so you get a little money back for placing orders you were going to buy anyway. Some cash back percentages don't always seem too impressive, but they run lots of promos that help boost your cash back potential (some retailers will jump from 5% cash back to 10% this way!). The money adds up really quickly! I always think of it as paying less for my purchase even without a coupon code since I'll be getting that sweet cash back.

Africa's biggest supermarket chain is betting on solar power India reports highest worldwide rise in daily Covid-19 cases Chris Hayes: Why the Chauvin verdict is the exception, not the rule

You get your cash back deposited into your account every quarter. Plus, Rakuten will even notify you if they just so happen to stumble upon a coupon code you can use in addition to getting cash back for a website.11.Don't save your payment info on websites — especially not the ones where you tend to overspend.

Tap to play or pause GIFTap to play or pause GIFCBS / Viagiphy.comKeeping your credit card or other payment info in autofill just makes it waaaay too easy for you to make spur-of-the-moment purchases. But when you have to actually get up and fish your credit card out of your cluttered handbag or go into another room to get it, you might think twice about whether or not the item is really worth getting up for. headtopics.com

And if you can, try to sit on a purchase for at least a few days before you pull the trigger on ordering. This'll give you some extra time to figure out if you actually need it or if you just like the idea of having it.12.Start saving for holiday gifts at the beginning of the year.

Louise Beaumont / Getty ImagesHoliday shopping can leave you in a bit of a squeeze when you find that you ended up spending more money on gifts than you initially intended. Instead of waiting till November to budget for gifts, start saving your gift money throughout the year. Setting aside just $20 per month can boost your gifting fund to $200 by November. So when it comes time to shop, you can use what you saved instead of digging into your wallet.

13.When shoe shopping, see if there's a kids size equivalent before moving to the adult section.Jasmin Suknanan / BuzzFeedKids shoes are often cheaper than the adult equivalent, especially when it comes to big name brands. If you're shopping in stores, tell the associate your adult size and ask if they can help you find the kid's equivalent for a particular shoe. Or online, you can check a

shoe size conversion chart— just see what your size works out to in inches and find the big kids size equivalent.I did this once when I needed snow boots for a trip. The boots were reaaally expensive, andI didn't have much hope that my adult size 9 would translate to a comfortable kids size — but it worked! headtopics.com

'We did it': Biden announces U.S. has reached goal of 200 million Covid vaccinations After Chauvin verdict, police veteran blows whistle on the 'dangerous' blue wall of silence China confirms Xi will attend Biden's climate change summit

I ended up saving around $70 by buying a kids style. Just keep in mind that the shoe designs and colors might be a little different, but if you don't mind, you could save yourself a significant amount of money.14.And remember that you only save money on a sale item if you were going to buy it anyway.

Tap to play or pause GIFTap to play or pause GIFOxygen / Viagiphy.comFew things are sweeter than the glorious sound of a sale. But even when you're getting 30% off cute shoes, a great jacket, or a new appliance for your kitchen, you're still spending unnecessarily if you didn't intend to buy it in the first place. It can be veeeery tempting to snatch it up, but if you've never really considered it for your lifestyle then you might wanna reevaluate the item before you purchase it.

15.Sign up for a gym membership or fitness subscription as a last resort.Tap to play or pause GIFTap to play or pause GIFComedy Central / Viagiphy.comHow many times have you signed up for a gym membership, attended diligently for the first two months, and then went in sparingly or not at all after that? Been there, done that! Sometimes, people fail to cancel their membership even long after they've stopped using it, and that means burning through money you don't need to spend every month. Some membership prices are affordable enough that many people don't miss that $15 each month. And, gyms often make it *such* a process to cancel the membership.

But as the last year has certainly proved, there are plenty of free options — like exercising alongside YouTube videos or coming up with your own at-home training circuits — that you can consider before signing up for a local gym or online service. Over time, even investing in fitness equipment for your home can sometimes work out to be more affordable than a long-term gym membership. headtopics.com

Of course, there may be instances where being at the gym is more effective for you — like if you don't have space in your home for the machines you need, or if you need the gym environment in order to stay motivated. Just be sure you weigh your needs and exhaust all other options before you decide to sign up for your next membership.

16.Book a simple hair appointment at a beauty school for a discount.Konstantin Tsevelev / Getty ImagesSome beauty schools offer what's called guest services. This is where people can book an appointment to receive a salon service operated by a student — usually at a discount. The students don't have licenses, however they perform the services under the supervision of a licensed professional. If you're going for a trim, blowout, or other simple 'do, being treated by a student might make sense for you. But for more complex or experimental services, you might consider going to a licensed professional with a deeper understanding of what needs to be done.

Sen. Cory Booker: How the George Floyd Act will provide ‘real accountability’ Virginia governor signs bill legalising marijuana possession from July 1 Search for missing Indonesian submarine enters second day as neighbours offer help

17.And finally, make sure you're using all the perks and discounts you can get — whether it's from your job, being a student, or your insurance.Tap to play or pause GIFTap to play or pause GIFMTV / Viagiphy.comIf you work for an employer, you might have access to some company discount programs that can give you some good deals. This can make a huge difference in your life financially if, for example, your company offers a higher education tuition reimbursement or a totally free gym membership. If you aren't sure where to look, reach out to your company's HR department or benefits team.

If you have health insurance, you might also be able to get discounts on gym memberships, meditation apps, and more. Some providers even offer gift cards and incentives for meeting daily step goals. Look at your policy and make sure you're not missing an opportunity to save.

And of course, if you're a student, you can get discounts on all kinds of things with your student ID card. Even if a business doesn't advertise student discounts, it never hurts to ask!What are some clever money-saving tips you've tried? Let us know in the comments below!

Read more: BuzzFeed »

Derek Chauvin live verdict updates: Ex-officer guilty in murder of George Floyd

Former Minneapolis Police officer Derek Chauvin was found guilty of all three charges against him in the killing of George Floyd. Follow here for the latest.

But men’s shoes saves so much money tho for real Hey guys ✋ Please support true journalism Please subscribe our channel it needs only 1sec Your 1sec and 1 sub means a whole world to someone Thank you :)