We’re fed up with high mortgage costs – which is the best way to pay off the debts?

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We have two properties but which one is best to sell to reduce costs, downsize and simplify our lives

Photograph: Andrew Matthews/PAPhotograph: Andrew Matthews/PAWe’re fed up with high mortgage costs and would like to pay off our debts and the sooner the better. We are happy to downsize and simplify our life to make this possible.

Source: Loan Digest (loandigest.net)


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Wouldn’t there be capital gains tax to pay on the second smaller property?

Don’t buy a house

Family members seen as a higher risk as they are more likely to try and get away without paying cos you know you’re related? I get it.

Hi! I’ve just come up to renew my mortgage. Can you tell me why having a complete rando living in the flat as opposed to my mother (who pays me the mortgage about as she’s too old to have a mortgage now so putting it in my name was the only option) is a LESSER risk?

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