If it’s going to take many months to repay what you borrow to pay for Christmas, it’s worth pausing for a moment to think about whether your friends and family would really want you to suffer financially as a result of your generosityRising household costs were cited as a driver for nearly two-thirds of people borrowing to pay for Christmas, while a quarter cited reduced income and 16% said they were driven by the recent loss of the temporary uplift to Universal Credit.
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