I’m a holiday expert - Brits need to check insurance NOW due to airport chaos

She says: “Travel insurance can protect travellers from financial risks such as trip cancellation or curtailment as well as loss of baggage and personal belongings.

"Every travel insurance policy is different so make sure you check the small print so you know what you’re protected for and under what circumstances you can make a claim.”comments: “If you haven’t set off yet, make sure to protect yourself with an appropriate travel insurance policy – it can help with cancellations, delays and lost baggage.

“Travel insurance doesn’t have to be expensive and can cover you for holidays within the UK. Save by only paying what you need to, for example, if it’s only for one trip don’t buy annual coverage and if it’s a holiday in Europe then you don’t need full worldwide cover – plus use a comparison site to compare the deals.”

For those looking to cover all bases - and protect themselves should their airline go bust, it’s possible to add Scheduled Airline Failure to some policies.

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