How to save £1,000 between now and December 20 - and get sorted for Christmas

Remember to sign up to theNow that you have an idea of how much money you have to spare and what bills you need to pay, it’s now time to try and see if you can get a better deal on anything you’re paying.

Do your research, see if there are better deals available for new customers. Call up customer services and explain you want to leave because you’ve found a better deal but is there anything they can do for you?Being in large amounts of debts can be really worrying. Here are some tips from Citizens Advice on how you can take action.knowing your spending patterns is the first step to managing your moneyby writing down your income and taking away your essential bills such as food and transport.

Your rent, mortgage, council tax and energy bills should be paid first because the consequences can be more serious if you don't pay.- If you’re struggling to pay your debts month after month it’s important you get advice as soon as possible, before they build up even further. It’s also worth reading our guide to getting discounts and freebies if you’re on Universal Credit or benefits.

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