Charity vendors started using contactless card readers when they returned to the streets last yearIt was raised to £45 in April 2020, in the early months of the first national lockdowns when some shops restricted cash transactions.
Lloyds Banking Group, which includes Halifax and the Bank of Scotland, will be able to set limits and turn contactless off completelyCustomers at HSBC can request a non-contactless card but cannot set individual limitsSantander is working on an option for customers to request lower limits A Financial Conduct Authority spokesman said the rules have been changed to help the industry continue"to respond to the changing ways in which people prefer to pay".
Use Apple Pay instead, far more secure, and don’t carry contactless cards.
Apple Pay is unlimited
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