Those are the basic requirements of any travel insurance. Now, moving on to Covid-19 coverage.
Pre-Trip Cancellation: Coverage starts 30 days before your trip. If you or your travelling partner gets Covid-19 and you both decide to cancel the holiday, you can claim from Sompo any transport expenses, accommodation, tour agency, cancellation fees that you've already pre-paid for. Overseas Covid-19 Medical Expenses: If you got Covid-19 while travelling, took a ride on the local ambulance, admitted into their local hospital for Covid-19 treatment, you can claim 45 days' worth of medical expenses.
Overseas Hospital Income: If you get Covid-19 while travelling, you get admitted into the local hospital, you get a cash amount every 24 hours.
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