Hike in premiums for Indonesia's public health insurance a worry for the poor, but experts say this is necessary

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JAKARTA: It was almost noon, and Mdm Fadilah Ardiana has been waiting for several hours for her third trimester checkup at a Jakarta public health ...

JAKARTA: It was almost noon, and Mdm Fadilah Ardiana has been waiting for several hours for her third trimester checkup at a Jakarta public health centre.

It is compulsory for all Indonesians, even though they might already have private medical insurance. The same applies to foreigners working in Indonesia.Following a first adjustment in 2016, the premium for the first tier is 80,000 rupiah a month, second tier 51,000 rupiah and third tier 25,500 rupiah. The tier decides the ward class if a patient is hospitalised.

The hike worried Mr Ferdiansyah, who subscribes to the third tier coverage. “I am against it because for ordinary people like me, it is a burden,” he said. The presidential regulation on the premium hike was inked by President Joko Widodo, which angered some Indonesians. Hashtags such as #boikotBPJS were trending on Twitter last week.Mdm Fika, who was seeking treatment at a public health centre in South Jakarta, is among those who disagreed with the raise.

“With JKN, we have to go to a local public health centre first for checkup and referral, before we can visit a hospital that partners with BPJS. She said when her late daughter was hospitalised for brain tumour, the hospital was not equipped with the necessary medical devices because the BPJS fund had not been disbursed.“Even for a brain MRI scan, my daughter had to be transported to another hospital in an ambulance,” she said.

 

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