In San Mateo County, leaders have asked Gov. Gavin Newsom to declare a state of emergency over the home insurance crisis as homeowners scramble to find solutions.
In a remote part of the county, there's a good chance you'll find Patricia O'Coffey outside her home, working hard on a number of tasks to ensure it has enough defensible space.'It is getting harder each year. It's true of this whole community. A lot of us moved out here when we were much younger,' she said.Keeping her home as fire-safe as possible is a routine task for her. But it's not the threat of fire that causes her constant anxiety.
That's what we really need.'Since 2022, seven of the top 12 insurance companies operating in California have either cut existing policies or stopped writing new ones, according to the Department of Insurance.The Department is working on implementing a plan that it believes will expand coverage and bring insurance companies back to California. However, Mueller says there needs to be a solution sooner.
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