If you were in a car crash, you would expect your insurance rates to go up. But the call came to Get Gephardt from a St. George woman who says her rate skyrocketed, even though she's been a perfect driver.
<p>ST. GEORGE — Trisha Madsen couldn't believe her eyes when she opened the latest invoice from her car insurance company.
 So, she called to find the answer to: What gives?</p><p>&quot;That's kinda why I'm reaching out,&quot; she said.
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