Nearly half of Americans over 65 will pay for some version of long-term health care, the landscape of which is quickly transitioning away from nursing homes and toward community living situations.
This week’s Insider Deals are so good you’ll want all of themEberline Nugent, left, Johnny Griffin, Jay Cossey and Carrie Dickson play bingo during activity time at The Retreat at Kenwood assisted living facility in Texarkana, Texas on Friday, May 17, 2024. Cossey recalls, My brother came and said he wanted to take me home. ... I told him I am home. Im home because I feel good here.
Experts say the reasons why are complicated and varied: personal and cultural preferences, physical location of residential care communities and insurance coverage. But the result is older Black Americans may be left out of living situations that can create community, prevent isolation and provide help with daily tasks.
The situation is flipped for white Americans, who make up 75% of Americans over 65 but are 88% of the people in residential care communities. The AP-CNHI News analysis also found other ethnic and racial groups are underrepresented in assisted living facilities, but only Black Americans were also overrepresented in nursing homes.
The process of paying for long-term care is “as opaque as it can be,” said Linda Couch, senior vice president of policy and advocacy at LeadingAge, which
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