In a decade of helping people to save money on their bills, one of the greatest money saving streaks I have witnessed was when IT consultant Lee Ward saved $3749 in a single afternoon simply by switching or re-negotiating six of her household bills back-to-back.
She says a key to success is understanding how algorithms work and chasing the best bonus point offers. Almost 200,000 of her Flybuys points are bonus points. “Don’t go over your limit in an offer. To do this I’ll often do part of the shop on my partner’s card and part on mine… the register staff don’t mind you paying in two transactions – you just have to speak up and ask.”“Play hard to get. If you stick to your limit, or you don’t use the card for a couple of weeks, the algorithm often lowers the limit and makes a better offer.”
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